"I can now study without worrying about anything. ISA is not a loan, it's a trust. You study now and pay later."

After finishing high school in 2019, Fridah was eager to join university and start shaping her future. But when her father suffered a stroke, every shilling saved for her education went toward medical bills, forcing her to pause her dreams.

Determined to move forward, she relocated to Nairobi in search of work. Without formal qualifications, opportunities were limited, and her dream of becoming an engineer began to fade.

In 2024, Fridah made a courageous decision to return to school, enrolling at KIPS Technical College. Though she could only afford one semester, she refused to give up. That’s when she discovered Chancen’s Income Share Agreement (ISA), a true turning point in her journey.

“Chancen has been really helpful to me. I can now study without worrying about anything. ISA is not a loan, it’s a trust. You study now and pay later,” Fridah shares.